In a world filled with choices, finding a reliable and experienced insurance and investment partner can make all the difference. For over four decades, SM Insurance has earned the trust of individuals, families, and businesses by consistently delivering protection, guidance, and peace of mind. Established in 1984, SM Insurance has grown into a name synonymous with trust, reliability, and long-term support.

A Legacy of Trust and Experience

In the world of insurance, experience matters. Over the past 40+ years, SM Insurance has weathered economic shifts, adapted to industry changes, and embraced digital transformation — all while maintaining its core values of integrity and customer-first service. Clients who started with us in the 1980s still rely on us today, and generations of families continue to trust us with their financial security.

So, what makes SM Insurance the go-to name in both coverage and investments? Let’s explore.

Over 40 Years of Expertise

Trust is built over time—and SM Insurance has been around for more than four decades. Since 1984, we’ve helped thousands of clients navigate insurance policies, secure their assets, and make smarter financial decisions.

Our team understands not just the technicalities of policies and plans, but also the real-life concerns of our clients. Whether it’s a sudden hospitalization, a business setback, or long-term financial planning, we’ve been there to support our clients through it all.

All-in-One Solutions: Coverage + Investment

SM Insurance is more than an insurance agency. We are your one-stop solution for both protection and financial growth. We offer a full range of services:

Insurance Coverage

• Life Insurance
• Health Insurance
• Car/Vehicle Insurance
• Business Insurance
• LIC Policies
• General & Travel Insurance

Investment Solutions

• Mutual Funds
• SIP (Systematic Investment Plans)

This means you don’t need to go to multiple agents or agencies—whether you’re securing your family’s future or planning to build wealth, SM Insurance has you covered.

LIC Policy Experts

We specialize in LIC policies, helping clients choose the best government-backed life insurance and savings plans based on their needs. From Jeevan Labh to Jeevan Anand, our expert advisors will guide you with honest and clear advice.

Personalized Support for Every Client

We take pride in offering personalized, human-to-human service. At SM Insurance, we don’t believe in one-size-fits-all. We listen to your needs, understand your goals, and then recommend policies or investments that make sense for you.

From first-time policyholders to seasoned investors, we support each client with care and patience.

Transparent Claims Support

We don’t disappear after selling a policy. When the time comes to file a claim, our dedicated team is right there with you—helping with documentation, follow-ups, and settlement processes. No confusion. No delay. Just real help.

Generations of Trust

Many of our clients have been with us for years—some for generations. Parents refer us to their children. Businesses trust us year after year. That says everything about the trust and consistency we’ve built.